Legal

Terms of Service

Effective date: June 1, 2026

Draft for review. These Terms govern your use of the Commit iOS application and related services (the "Service") provided by Nicholas Hughes ("we", "us", or "our"). By creating an account or using the Service, you agree to these Terms.

1. Eligibility

You must be at least 18 years old to use the Service. By using Commit, you represent that you are 18 or older, that you have the legal capacity to enter into a binding agreement, and that you are authorized to use the payment method you provide. The Service is not directed to anyone under 18, and we do not knowingly allow them to use it.

2. What Commit Is

Commit is an accountability tool. You set a personal daily step goal and a daily stake between $1 and $10. The app reads your step count from Apple HealthKit to determine whether you met your goal each day. For every day you do not meet your goal, one day's stake is forfeited and charged to your payment method. If you meet your goal every day of a commitment, you are charged nothing.

The amount you forfeit is a real-money accountability fee, not a purchase of digital goods or services, and not a wager. Commit is not gambling: there is no prize pool, no element of chance, and no winnings. The outcome is fully within your control — meeting your daily step goal results in no charge. Forfeited amounts are retained by Nicholas Hughes.

3. Payment Authorization

When you create a commitment, you save a payment method using Stripe via a SetupIntent. By doing so, you authorize us to charge that payment method off-session, without further action from you, on each day your step goal is not met. Charges are settled nightly: one charge equal to one day's stake is made for each missed day. Your total forfeit for a commitment equals your daily stake multiplied by the number of missed days, billed one missed day at a time.

We use Stripe to process payments. We do not store your full card number; the app stores only a payment-method token returned by Stripe. Your authorization remains in effect until your active commitments end and you delete your account. See the Forfeit & Refund Policy for details on charges, declines, and disputes.

4. Commitments and Cancellation

A commitment runs from its start date to its deadline. In this phase of the Service, commitments cannot be cancelled once they start. A commitment ends only when it reaches its deadline; at that point any remaining settlement is completed and the commitment is closed. Deleting your account does not waive amounts already owed for missed days that occurred before deletion.

5. Account Deletion

You may sign out at any time. You may also delete your account from within the app's Settings. Deleting your account removes your profile and associated data as described in our Privacy Policy, subject to our need to retain certain records to complete or evidence charges already incurred and to meet legal, accounting, and fraud-prevention obligations.

6. Acceptable Use

You agree not to:

Use the Service if you are under 18 or otherwise ineligible.
Provide false information or use a payment method you are not authorized to use.
Attempt to falsify, spoof, or manipulate step data, HealthKit readings, or check-in results.
Interfere with, disrupt, reverse-engineer, or attempt to gain unauthorized access to the Service or its systems.
Use the Service for any unlawful purpose.

7. Health Disclaimer

Commit is not a medical or fitness service and provides no medical advice. Step goals are personal targets you set. Consult a qualified professional before beginning any physical activity program. You are solely responsible for setting goals appropriate to your health and abilities.

8. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that step data, HealthKit integration, or charges will always be accurate or timely.

9. Limitation of Liability

To the maximum extent permitted by law, Nicholas Hughes and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, arising out of or related to your use of the Service. To the maximum extent permitted by law, our total aggregate liability for any claim relating to the Service will not exceed the total amount you forfeited through the Service in the three (3) months preceding the event giving rise to the claim.

10. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the effective date above and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of the State of Tennessee, USA, without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction of the courts located in the State of Tennessee, USA for any dispute that is not otherwise subject to an applicable arbitration or alternative-resolution provision.

12. Contact

Questions about these Terms? Contact us at [email protected].